3 Insurance Tips For Young Drivers

Young people are usually eager to get on the road as soon as they can, drive their friends around and have that extra little bit of freedom.  However, this can be hard when the cost of their insurance can be so high.

This can be for a number of things, age, inexperience, the car and more.  We are going to tell you exactly how it is possible to get these prices down…

Add Other Drivers

If you add a second named driver to your insurance, one who is usually older with more experience, such as a parent, then you are guaranteed to decrease the price of your insurance.  The insurance is essentially assessed via risk, so having someone with experience reduces risks on the road.

It’s also great if this person has no claims and hasn’t crashed a car for years.  Then they are classed as a low-risk driver.

Make sure you ask the person if they are happy to be a named driver on your insurance, you may want to try a few family members to see which gives you the lowest insurance.

No Modifications

Young drivers love to lower their car, tint the windows illegally, change the lights, exhaust and more.  These can all take the price of your insurance up. It is worth playing the waiting game and gaining a few years of experienced driving before making any modifications.  Even then, make sure they’re all legal. Remember to drive safely too and keep on top of all essential car maintenance to keep your car running smoothly.

Be Honest

Never lie to your insurer.  Be honest about all the questions they ask such as your parking arrangements, your no claims and more.  This is classed as fraud.

They need to know what you’re using the car for, where it is left overnight and if you have had an accident before.  Information like this is essential for the insurer to assess your risk. This risk includes how you act on the roads to the likelihood of your car being damaged or broken in to.

We hope to see all you young drivers out on the roads safely in no time! If you’re getting to a time where you want to upgrade your car then you can sell your car with us today!